Business - Other Services

Additional banking services are available to help your business operate smoothly and effectively. When you are looking for added convenience or optimized security, we are here to help in our branches and remotely.

Check on your business accounts by calling our designated number day or night: 800.259.2262 or 918.426.3282. You will be presented with options to retrieve balance information, monitor cleared check lists, transfer funds, and make loan payments. Before calling, make sure you are prepared with your business' account number and PIN.
Business Debit Cards offer the convenience of making purchases from your business checking, without the need for checks.  Your authorized employees may also be issued cards and assigned limits that you designate.  For more information, contact a Customer Service Representative.

Choose the card that's right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.


Mastercard® BusinessCard benefits include:

  • Car Rental Insurance
  • ID Theft Protection
  • Global Service
  • Mobile Receipt Management
  • Easy Savings
Certain restrictions apply to each benefit.  Detailed in the applicable benefits brochure received with new credit card.

Standard Card

 Features

  • No annual fee.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

 Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.

 Fees

Preferred Points Rewards Card

 Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

 Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour, toll-free, live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.

 Fees


To Apply

  • Download a PDF of the application.
  • Type the information and then print the application.  You cannot save the document, so print an extra copy for yourself, or print it and then complete it using a blue or black pen.
  • Supporting documents vary, depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 877-809-9162.
  • Or mail your completed application to:
    Card Services Center
    P. O. Box 569120
    Dallas, TX  75356-9120

 Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit






Application * * * * *
Organizational Papers * * * * *
Borrowing Resolution
* * * *
Financial Statements
* * * *
Personal Guaranty * * *

Personal Tax Return * * *

Beneficial Ownership
* *
*







1Please see application for information about current APRs and fees.

All loan products, including credit cards, are subject to approval.  Certain fees and conditions may apply.


Cards offered by TIB The Independent BankersBank, N.A.  The Bank N.A. is a partner bank of TIB The Independent BankersBank, N.A., Farmers Branch, TX.

If you need to store important business-related documents or valuables in a secure location, safe deposit box rentals are available at each main branch location. Rental includes:

  • $10.00 key deposit
  • Automatic debit of annual rent from a checking or savings account at The Bank N.A.

McAlester Sizes and Annual Rental Fees
3 x 5     =  $12.00
4 x 5     =  $16.00
3 x 10   =  $25.00
5 x 10   =  $30.00
10 x 10 =  $50.00

Stillwater Sizes and Annual Rental Fees
3 x 10  =  $24.00
5 x 10  =  $40.00
10 x 10 = $80.00
15 x 24 = $180.00

Should it become necessary to drill your box (for instance, if you lose both keys), drilling fees will be assessed to you at current cost.

For more information or questions regarding safe deposit boxes, please contact a Customer Service Representative at 800.259.2262 or 918.423.2265.

These products are not insured by the FDIC.

Merchant Services

Accepting electronic payments is essential to keeping up in our digital world. With our full suite of card processing services, you can increase sales, decrease operating expenses, and improve customer service by accepting convenient payment methods. Whether you are a retail, restaurant, lodging, internet, or mobile merchant, we can provide you with a secure, tailor-made payment solution that is connected directly to your bank.


Benefits

  • Full-service business management solutions
  • Simplified electronic statements
  • Experienced payment professionals
  • U.S. based technical support available 24/7**
  • Competitive rates
  • Complimentary rate review available upon request
  • Quick approval & account set-up
  • Next business day funding available*
  • Gift & Loyalty Programs
  • Business analytic tools
  • One source of funding for all major card types

Mobile Processing

  • Responsive, industry compliant card readers that work perfectly with your tablet or smartphone
  • Supports EMV, Tap and Go, Magnetic Stripe, Keyed and Cash Transactions
  • Supports multiple users
  • Online dashboard for inventory tracking, management and transaction data with real-time updates
  • Customer Service and Technical Support available 24/7**
  • Send receipt of payment to client's phone or email instantly
  • App or online processing

e-Commerce Solutions

From accepting payments via your website to taking payments over the phone, we have solutions that can be as simple or as complex as your needs require.

  • 24/7 online shopping availability
  • No credit card terminals needed
  • Online transaction reporting
  • Recurring or periodic payment options
  • Easy to add "Pay Now" button
  • Integration into QuickBooks

Terminal Processing

  • EMV enabled
  • Integrated Tap and Go capabilities
  • Dial and IP connectivity
  • Color screen
  • Multi merchant
  • Detail summary reports
  • PA DSS and PCI PED compliant

Point of Sale Solutions

Point-of-sale (POS) systems are revolutionary and can radically simplify your business. Ask about options that include these benefits:


  • Spot buying trends - view daily, weekly and monthly reports of sales and service
  • Track inventory automatically
  • Track service appointments, reservations and cancellations
  • Maintain customer information for marketing purposes
  • Offer gift cards electronically
  • Send client receipts to their phones or email accounts instantly

We offer various point-of-sale options. For more information, contact a Customer Service Representative.


Contact Us


Disclosure
*Next business day funding available for most solutions, provided that batches are closed before 6:00 p.m. CST/CDT.
**Merchant Support is available 8-7 CST/CDT, Monday - Friday at 800.327.0053, option 1. After hours, you may call 800.228.0210 for terminal support needs.

Processing offered through TIB The Independent BankersBank, N.A. The Bank N.A. is a partner bank of TIB The Independent BankersBank, N.A., Farmers Branch, TX.



Money orders and cashier's checks are available at lobby banking office locations. Money orders cost $1.00 each and cashier's checks are $2.00 each.
For more information on money orders or cashier's checks, call a Customer Service Representative at 800.259.2262 or 918.423.2265.
If you need assistance retrieving data for anything past the previous three months, account research services are available for your assistance. We can also provide copies of statements or checks.

  • Account Research (1 hour minimum, ½ hour increments) is $30.00 per hour and $.50 per page
  • Duplicate statements without item images are $3.00 and with item images are $5.00
  • Copies of checks are $.50 per page
  • Fax fee is $5.00

If you have any questions about account research, please call Bookkeeping at 800.259.2262 or 918.423.2265.
Domestic and international wire transfer options are available to help you move funds quickly and securely.

Domestic Wire Transfers
Outgoing (customer) $15.00
Incoming (customer) $5.00
Incoming (non customer) $15.00

Foreign Wire Transfers
Outgoing (customer) $50.00 plus cost
Incoming (customer) $5.00 plus cost

For more information, please call Accounting at 800.259.2262 or 918.423.2265.

Notary services are available at our lobby banking offices for a fee of $5.00.
If you have questions about notary services, please call a Customer Service Representative at 800.259.2262 or 918.423.2265.



Business people shaking hands in a meeting

Debit/Credit Cards

Financial Calculators

Contact a Loan Officer

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